As we navigate through the uncertainties that followed the COVID-19 pandemic, I've taken a moment to deeply reflect on my investment strategy with a transformative goal in mind: achieving financial independence and early retirement by the age of 40. This goal, which I've coined as "Fire by 40," is not just a milestone but a complete paradigm shift in how I approach investing. Rethinking Investment Strategy Traditionally, achieving a 7% to...
As the year draws to a close and the festive lights of Christmas begin to twinkle, it’s a perfect time for reflection. This year has been a journey of significant growth, learning, and realignment, both personally and professionally. Before I head over to Japan to celebrate Christmas, I wanted to take a moment to share some of the pivotal changes and insights from my year. From refining my investment...
Introduction Last week, I finally decided to pull the trigger and apply for the AMEX Platinum Charge Card. This card has always been on my radar, but the steep annual fee of $1,728 held me back. This time, however, the sign-up bonus was just too good to pass up. After crunching the numbers and weighing the benefits, I concluded that the intrinsic value I'd gain from the card would be...

September Portfolio Update: A Season of Change and Strategic Shifts

As September rolls in, it brings along a whirlpool of changes in my investment horizon. The past three months have been somewhat of a...

Beyond Earnings: A Deep Dive into Tesla’s Financial Discipline

As an ardent Tesla shareholder, I always keenly await their earnings calls. With Tesla accounting for a significant 50% of my portfolio and currently...

Investment Horizons: A Glimpse into My Portfolio’s Progress and Plans

June, traditionally a quiet month for the markets, held a different narrative this year. As a growth investor, the allure of rapidly expanding, innovative...

Maximizing Savings with the AMEX Capita Card: A Dark Horse in the Credit Card Race

In the bustling world of credit cards, two types of users generally stand out - the miles chasers and the cashback enthusiasts. But what if I...

Navigating the Waves: My Investment Journey and Lessons Learned

The Unforeseen Bull Market and My Shift in Investing StrategyChoosing not to follow the traditional advice of "sell in May and go away" proved...

A Fresh Start: Revisiting Investments Amid a Busy 2022

Hello Readers,The year 2022 has been a whirlwind, particularly in the realm of investments. Much like the fluctuations of today's tech stocks, my free...

About Kelvin

Join me on the journey to FIRE by 40! I share insights on investing, smart money habits, and achieving financial independence. Let's reach our goals together!

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