A Year of Growth and Conviction 2024 has been a year of growth, milestones, and strengthened conviction—both in my investments and in my approach to life. Each step forward has been like adding pieces to a puzzle, bringing me closer to the bigger picture of my goals. This year has been a pivotal one in my journey toward FIRE (Financial Independence, Retire Early) by 40, as I am now 55%...
Demystifying Credit Cards: A Guide to Maximizing Value and Miles Navigating the world of credit cards can feel overwhelming with the sheer number of options and the intricate clauses tied to them. It’s easy to get lost in the quest to find the best card for your spending habits. In this blog, I aim to demystify some of the key concepts surrounding credit cards, focusing on how to make the...
Google’s position as a tech giant is undeniable, but is it still the invincible powerhouse it once was? While this may not be a 10x investment opportunity for me, I find Google fascinating to analyze. Its business segments are uniquely structured, with each contributing differently to growth and profitability. To better understand Google’s current position and future prospects, I’ve conducted a quantitative analysis to estimate its intrinsic value. This involves...

50% to FIRE: Grateful to Reach a $2 Million Net Worth before age 35

A Milestone Reflection: Pursuing FIRE at 35 As I sit down to write this blog post, I’m on the brink of turning 35 tomorrow. This...

Finding Joy in the Present: Why I Finally Splurged on a Moncler Vezere Jacket

Every once in a while, something catches your eye and makes you pause. That’s exactly what happened when I came across the Moncler Vezere...

How Warren Buffett’s “20-Punch Card” Rule Changed My Investment Strategy

https://www.youtube.com/watch?v=j2em__lppHk&t=6s Understanding Warren Buffett’s "20-Punch Card" Principle Years ago, I came across Warren Buffett’s concept of the "20-punch card" for investing, and it left a lasting...

Tesla’s Cybertruck: The Blueprint for Profitability Through Bold Innovation and Smart Strategy

When Tesla announced its total deliveries in early September, initial numbers fell short of investors’ expectations, raising concerns over the vehicle's launch performance. However,...

Why I’m Holding Tesla: A Long-Term Bet on Disruption and Vision

As a dedicated follower of my FIRE journey, I regularly assess my investments, and Tesla holds a significant position in my portfolio. Naturally, any...

“Investing in Tesla: Lessons from ‘The Innovator’s Dilemma'”

As we navigate through the uncertainties that followed the COVID-19 pandemic, I've taken a moment to deeply reflect on my investment strategy with a...

About Kelvin

Join me on the journey to FIRE by 40! I share insights on investing, smart money habits, and achieving financial independence. Let's reach our goals together!

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