Google’s position as a tech giant is undeniable, but is it still the invincible powerhouse it once was? While this may not be a 10x investment opportunity for me, I find Google fascinating to analyze. Its business segments are uniquely structured, with each contributing differently to growth and profitability. To better understand Google’s current position and future prospects, I’ve conducted a quantitative analysis to estimate its intrinsic value. This involves...
A Milestone Reflection: Pursuing FIRE at 35 As I sit down to write this blog post, I’m on the brink of turning 35 tomorrow. This moment marks a significant milestone in my journey toward achieving Financial Independence, Retire Early (FIRE) by the age of 40. With a current net worth of $2 million, I’ve reached 50% of my FIRE goal—but it hasn’t been an easy path. I set this goal just...
Every once in a while, something catches your eye and makes you pause. That’s exactly what happened when I came across the Moncler Vezere short down jacket. I was initially drawn to it because I saw others wearing it and admired its stylish yet understated elegance. The more I researched, the more I was tempted to own one myself. But, let’s be honest—the price tag was steep, and I...

How Warren Buffett’s “20-Punch Card” Rule Changed My Investment Strategy

https://www.youtube.com/watch?v=j2em__lppHk&t=6s Understanding Warren Buffett’s "20-Punch Card" Principle Years ago, I came across Warren Buffett’s concept of the "20-punch card" for investing, and it left a lasting...

Tesla’s Cybertruck: The Blueprint for Profitability Through Bold Innovation and Smart Strategy

When Tesla announced its total deliveries in early September, initial numbers fell short of investors’ expectations, raising concerns over the vehicle's launch performance. However,...

Why I’m Holding Tesla: A Long-Term Bet on Disruption and Vision

As a dedicated follower of my FIRE journey, I regularly assess my investments, and Tesla holds a significant position in my portfolio. Naturally, any...

“Investing in Tesla: Lessons from ‘The Innovator’s Dilemma'”

As we navigate through the uncertainties that followed the COVID-19 pandemic, I've taken a moment to deeply reflect on my investment strategy with a...

2023 Unfolded: A Journey of Focus, Resilience, and Joy

As the year draws to a close and the festive lights of Christmas begin to twinkle, it’s a perfect time for reflection. This year...

Is the AMEX Platinum Charge Card Worth the High Annual Fee?

Introduction Last week, I finally decided to pull the trigger and apply for the AMEX Platinum Charge Card. This card has always been on my...

About Kelvin

Join me on the journey to FIRE by 40! I share insights on investing, smart money habits, and achieving financial independence. Let's reach our goals together!

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