HomePortfolio Pulse2023 Unfolded: A Journey of Focus, Resilience, and Joy

2023 Unfolded: A Journey of Focus, Resilience, and Joy




As the year draws to a close and the festive lights of Christmas begin to twinkle, it’s a perfect time for reflection. This year has been a journey of significant growth, learning, and realignment, both personally and professionally. Before I head over to Japan to celebrate Christmas, I wanted to take a moment to share some of the pivotal changes and insights from my year. From refining my investment strategies to simplifying my life and focusing on health and well-being, 2023 has been a year of profound transformation. Here’s a look back at the lessons learned and the milestones achieved.

Simplifying Investment: The Power of Conviction

Stock NamePercentageTotal Shares
Stock Portfolio as of 15 Dec 2023

This year was transformative for my investment approach. I refined my portfolio from a diverse mix of 40-50 stocks to a focused selection of 10. This strategic shift was a response to the tech stock crash, prompting a deeper analysis of my investments. Central to this change was Tesla, now a major part of my portfolio at 52%. This concentration allowed me to deeply understand each company, creating in-depth financial models and grasping their business potential. This journey wasn’t just about financial gains but also about forming a connection with and belief in the companies I chose to invest in. I learned that investing with conviction in a few, well-understood stocks can be more rewarding than spreading resources thinly over many. It’s a reflection of my philosophy that less is indeed more, both in finance and in life.

Life Simplified: Choosing Passion Over Quantity

In my quest to streamline both my investment strategy and personal life, I discovered the profound impact of focusing on what truly matters. This principle guided me not just in financial decisions, but also in choosing my hobbies. Among them, skiing emerged as a passion so deeply ingrained that it compelled me to reconsider my other interests.

My realization was stark yet liberating less truly is more. Among the myriad of activities I enjoyed, I recognized that skiing held a special place in my heart. The thrill of gliding down slopes, the crisp mountain air, and the exhilarating sense of freedom – these experiences are irreplaceable. Thus, I made a conscious decision to focus on skiing, a passion so profound that I would seize any opportunity to indulge in it.

This shift meant letting go of other pursuits, notably photography. Photography had been more than a hobby; it was a means to capture moments, to see the world through a unique lens. However, it also meant lugging around heavy equipment, especially during travels to Japan. The physical strain, combined with a desire to streamline my life, led me to a difficult decision – to step away from photography. This was not a renunciation of my love for the art, but rather a choice to prioritize and invest my time and energy in what I find most fulfilling.

In essence, this year has been about discovering and embracing my true passions. It’s a testament to the power of focus – honing in on what genuinely matters, thereby enriching my life with depth and joy. This journey of prioritization has not only been about choosing skiing over photography but about understanding the essence of what brings me happiness and fulfilment.

Achieving Milestones: Net Worth and Personal Growth

2023 has been a landmark year for me, as I reached the significant milestone of a $1 million net worth. This achievement wasn’t just a financial triumph; it was the culmination of years of strategic planning, hard work, and unwavering conviction in my investment choices. Despite the volatility and downturns, like the tech crash, I maintained my focus on quality stocks, reinforcing my belief in long-term and strategic thinking in wealth accumulation.

This journey also led me to confront and work through my competitive nature. I often found myself falling into the trap of comparing my achievements and progress with others, a tendency fueled by societal pressures and perceptions, especially around the role of appearance and charisma in professional success. However, I’ve come to realize the futility and unfairness of such comparisons. Everyone’s path is unique, and their starting points vastly different.

This understanding has been liberating. It shifted my focus from external validations to enjoying the journey itself, concentrating on personal and professional growth. I’ve learned to appreciate that success isn’t fixed or finite; those who may seem behind today could surpass expectations tomorrow, and vice versa. As I continue towards my goal of $3.9 million, these reflections help me stay grounded, reminding me that the true measure of success is personal growth and the ability to enjoy the journey, not just the destination.

Prioritizing Health and Well-being: A Holistic Approach

In 2023, one of the most striking realizations came from a small but significant sign of aging: wrinkles around my eyes. This subtle yet undeniable change reminded me that I am not as young as I once was. Despite often comparing myself to my younger self, wondering why I can’t work as tirelessly or sleep as little as I did in my twenties, this year I learned to embrace these changes.

Accepting that aging is an inevitable, natural process, I shifted my focus to self-care, particularly in skincare. Integrating eye creams and other skincare products into my daily routine became more than just a cosmetic endeavor; it was an act of respecting and caring for my evolving self. This new approach to skincare symbolizes my commitment to aging gracefully, acknowledging that taking care of my appearance is an essential aspect of overall well-being.

Moreover, this year underscored the importance of rest and relaxation. Realizing that my body and mind require more care than in my earlier years, I’ve learned to prioritize rest and mental wellness. This commitment to health extends beyond physical fitness; it’s about nurturing my mental and emotional state, ensuring I remain resilient and capable.

Investing in my health has thus become a key part of my life, a necessary foundation for continued success and happiness. As I look towards future goals, I do so with a renewed understanding that maintaining my health is crucial for sustainable achievement and well-being.

Conclusion: Embracing Lessons and Looking Forward  

As 2023 winds down, I reflect on a year marked by growth, focus, and realignment. From honing my investment portfolio to simplifying life’s pursuits, reaching significant financial milestones, and prioritizing health, each step has been a part of a larger journey. These experiences have taught me the value of conviction, the beauty of simplicity, and the necessity of health and patience. As I prepare to welcome the new year, I am equipped with lessons that not only shape my present but also guide my future. What about you? What have you learned this year, and how will it shape your tomorrow?


  1. Hi Kelvin, great post!

    Huge congrats on reaching the $1 million milestone! It certainly wasn’t an easy feat — one that required a lot of strategic planning and execution, not to mention financial discipline. Well done! 🔥

    I like your approach to life and investing. You can’t go wrong with simplifying and giving priority to things that truly matter, e.g. self-care.

    To living life intentionally and ageing gracefully. 🙌

    • Hi Lynn,

      Thank you for the kind words! I’m truly grateful for your encouragement and recognition. Your success is inspiring, and there’s so much I can learn from your approach to life and investing too.

      I’m looking forward to exploring your blog, especially your insights on FIRE. Your journey offers valuable lessons that I’m eager to delve into.

      Kelvin 🙂


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Join me on the journey to FIRE by 40! I share insights on investing, smart money habits, and achieving financial independence. Let's reach our goals together!

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